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Personalized
Investment Programs Middleburg Trust Company will develop an investment strategy tailored to fit the client’s specific needs and circumstances. The program is implemented within the framework of the controlling documents and managed on a discretionary basis. We work with our clients to assist them in determining their investment objectives and an appropriate asset mix commensurate with their needs, goals, and risk tolerance. Middleburg Trust Company specializes in portfolio management focusing on three primary asset classes: stocks, bonds, and cash equivalents. |
 The Middleburg Trust Building circa 1919 821 East Main Street |
Types of Accounts
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Agency/Investment management
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Trusts
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Individual Retirement Accounts
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IRA Rollovers
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Estates
INVESTMENT PHILOSOPHY
Equity Philosophy
The objective of Middleburg Trust Company’s equity management mandate
is to secure risk adjusted returns greater than that of the Standard
and Poors 500 Index. To achieve that objective, Middleburg Trust uses a disciplined
Growth-at-a-Reasonable-Price (GARP) style of equity management.
Growth
For our portfolio to consistently provide excellent risk adjusted returns, Middleburg Trust Company focuses on high quality, well-managed companies trading at reasonable valuations. Furthermore, these companies should be led by shareholder-oriented management that builds leading brand franchises in the products and services it markets. Investors normally realize investment growth from the long-term compounding of companies’ earnings and dividend growth over a market cycle.Income
For income-oriented clients, we select companies whose earnings and free cash flow growth promotes paying rising annual dividends over the long-term. Relatively high dividend yields usually serve to reduce stock price volatility and provide modest equity growth.
The objective of Middleburg Trust's fixed income management is to produce a secure stream of income and to reduce overall portfolio volatility. We use high quality fixed income instruments and shift the maturities within an intermediate time frame.
Structure
Fixed income portfolios will be structured along a modified laddered maturity schedule and the portfolio will have an average maturity no longer than ten years.Quality
While U.S. Treasury and Agency issues are preferred, we will use investment grade corporate bonds when appropriate. In addition to providing the best quality, U.S. Treasuries also have the greatest liquidity. In accounts where tax-exempt securities are appropriate, quality is still paramount and we will use only investment grade municipal bonds.