Fixed Income Investing

Managing a fixed income portfolio requires a thorough understanding of market conditions and the interest rate environment, coupled with a discplined approach to investing.

Fixed Income Philosophy

The objective of our fixed income management is to produce a secure stream of income and to reduce overall portfolio volatility. We use high quality fixed income instruments and shift the maturities within an intermediate time frame.

Structure: Fixed income portfolios will be structured along a modified laddered maturity schedule and the portfolio will have an average maturity no longer than ten years.
Quality: While U.S. Treasury and Agency issues are employed, we will use investment grade corporate bonds when appropriate. In accounts where tax-exempt securities are appropriate, quality and creditworthiness are still paramount and we will use only investment grade municipal bonds.

Personal appointments may be made to discuss your individual investment needs. Please contact the Middleburg Trust Company office most convenient for you.